Blocked Account Calculator Germany 2026
Choose your visa purpose and duration to estimate the blocked-account deposit or Ausbildung funding shortfall.
Your visa purpose
Rates differ by purpose. Degree study and admitted study prep use a different amount from Chancenkarte, language acquisition, and vocational routes.
Total deposit required
11.904 €
For 12 months of stay
Rates checked against the 2026 official livelihood overview. Open source
This monthly allowance usually covers:
- Rent and housing
- Food and groceries
- Public transport or semester ticket
- Registration, residence permit, and admin fees
- Health insurance contribution
Your German mission may request a different amount. Confirm the final requirement before depositing money.
Partner offer
Open your blocked account online
Expatrio — online setup and monthly release. Compare providers before opening.
What is a blocked account (Sperrkonto)?
A blocked account is a special account used to prove that you can cover living expenses in Germany. Before the visa is issued, you deposit the required amount. After arrival, the bank releases a fixed monthly allowance to your regular account. The Federal Foreign Office does not recommend or certify a specific provider, so compare providers such as Expatrio, Fintiba, Coracle, or Deutsche Bank before opening one.
Key facts
2026 monthly rates
EUR 992 for admitted study, EUR 1,091 for Chancenkarte, university seeking, or language acquisition
When funds are released
Monthly, after you activate the account and connect your regular German account
Provider choice
You choose the provider. Official pages do not recommend one provider over another.